Dealing with a Retirement Income Shortfall

Workers have their entire career to save for retirement, but that doesn’t mean everyone takes advantage when time is on their side. What do you do if you’re facing a looming retirement with inadequate funds in your account? This is a surprisingly common issue for a number of reasons: many workers don’t feel that they have the time, knowledge or extra cash for retirement savings, and many think they can rely on Social Security or other sources of fixed income when the time comes.