Creating a Spending Plan

When most people hear the word “budget,” they think of all of the things they can’t afford to spend money on. A spending plan is a more positive way to look at a budget; rather than focusing on what you can’t buy, with a spending plan you’ll focus on what you can buy. Think of it as a roadmap that unites your spending and saving on the way to meeting your overall financial goals. A spending plan is a way to make your spending purposeful and keep your priorities at the top of mind.